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Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Enjoy benefits including up to 6% cashback on daily spending, plus a range of lifestyle, dining and travel rewards.

Terms and conditions apply.
Please refer to the latest Schedule of Services and Tariffs.
  • No annual fee of AED 299 for the first year and it'll be waived from the second year onwards, subject to you meeting a minimum spend of AED 12,000[@cashbackannualfeewaiver]

  • 3.69%

  • 3.69%

  • 44.28%

  • 44.28%

Offers

Terms and conditions apply
  • Enjoy AED 500 cashback when you apply for selected credit cards by 30 June 2025. Eligibility criteria and terms and conditions apply..[@cards-cashback]

Rewards

Terms and conditions apply
  • Earn 6% (up to AED 200) on dining, 5% (up to AED 200) on fuel and 2% (up to AED 200 each) on groceries, education[@educationcashback] and entertainment per statement cycle when you spend at least AED 3,000 a month. Earn 0.5% on all other spends and when you spend less than AED 3,000 a month.

Benefits

Can you apply?

Quick check
  • Aged between 21 and 65 years old

  • Live in the UAE

  • Earn at least AED 5,000 a month (subject to further eligibility criteria)

What's next?

Complete your application online in just 5 minutes, and get an approval in principle instantly.

Please read the full product information before you apply.

Notes

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