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Zero Credit Card
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At a glance
Enjoy ZERO fees for card membership, going over your limit or cash advances. You'll also benefit from 0% interest on purchases for the first 3 months and much more.
Offers
Terms and conditions apply
Rewards
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Enjoy ZERO fees for card membership, going over your limit or cash advances. You'll also benefit from 0% interest on purchases for the first 3 months and much more.
Benefits
Can you apply?
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Aged between 21 and 65 years old
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Live in the UAE
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Earn at least AED 5,000 a month (subject to further eligibility criteria)
Important documents
What's next?
Complete your application online in just 5 minutes, and get an approval in principle instantly.
Please read the full product information before you apply.
Notes
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Benefit from no annual fee and a wide range of exciting travel and lifestyle offers including discounts on entertainment and dining.
Enjoy benefits including up to 5% cashback on everyday spends, automatic credit of cashback every month and 0% interest on balance transfers.
Enjoy ZERO fees for card membership, going over your limit or cash advances. You'll also benefit from 0% interest on purchases for the first 3 months and much more.
Earn Air Miles on all spends, and redeem them from travel and retail vouchers, to miles exchange with Emirates Skywards and Etihad Guest Miles, all while enjoying a range of travel and lifestyle offers.
Earn Air Miles on all spends, and redeem them from travel and retail vouchers, to miles exchange with Emirates Skywards and Etihad Guest Miles, all while enjoying a range of travel and lifestyle offers.
Enjoy our flagship credit card, offering bonus Air Miles and the highest earn rates, along with best in class travel & lifestyle benefits, like complimentary golf and much more.
The more you Spend the more you double your Air Miles on dining, entertainment, fitness, travel and other select categories, also unlock complimentary lifestyle and travel benefits, with access to premium gyms, hotel pools and beach clubs.
Enjoy automatic 1% daily cashback on all eligible spends, with no minimum spends and no earning caps. Earn 10% bonus on your total daily cashback monthly, quarterly and annually, subject to the minimum spends.
From travel to culinary experiences, culture and shopping there's no limit to where the benefits can take you.
Now you can make your credit card spending go even further. Just use your card to earn Skywards Miles you can redeem with Emirates and flydubai on flights, upgrades, partner airlines, hotels, gift cards and more. Plus, enjoy a host of exceptional travel and lifestyle benefits, offers and discounts.
Help your spending reach new heights. Just use your card to earn Skywards Miles you can redeem with Emirates and flydubai on flights, upgrades, partner airlines, hotels, gift cards and more. Plus, enjoy a host of exceptional travel and lifestyle benefits, access privileges and exclusive offers.