Elevate your everyday with HSBC and Emirates Skywards
Now you can make your credit card spending go even further. Just use your card to earn Skywards Miles you can redeem with Emirates and flydubai on flights, upgrades, partner airlines, hotels, gift cards and more. Plus, enjoy a host of exceptional travel and lifestyle benefits, offers and discounts.
To apply, you'll need to earn at least AED 10,000 a month.
Rates
Cash withdrawals and purchases 44.28% APR (fixed)[@aproverduepayments]
Annual fee
AED 1,050 including VAT
Apply now to enjoy all these offers
- Get 10,000 sign-up bonus Skywards Miles when you pay your annual card fee
- Get another 10,000 welcome spend Skywards Miles plus fast track to Silver Tier membership when you spend a minimum of AED 30,000 in eligible spends in the first 60 days
- Eligibility criteria and terms and conditions apply (PDF, 143 KB). Offer valid from 1 October 2024 to 31 January 2025 inclusive
Why choose an HSBC Emirates Skywards Signature Credit Card?
Earn Skywards Miles when you spend
From buying groceries to paying for flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.
- Get 1.75 Skywards Miles on direct bookings with Emirates and flydubai in AED
- Get 1 Skywards Miles on non-AED transactions
- Get 0.75 Skywards Miles on AED transactions
- Get 0.1 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)
- Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.
Travel the world for less
Make the most of your travels with airport offers and a range of rewards around the world.
- 12 complimentary visits for you and additional cardholders to over 1,000 lounges a year when you make at least 1 international purchase worth USD 1 with your HSBC Visa card 15 days before you travel.[@visainternational] [@airportloungeaccess]
- Get 1GB free data roaming, plus 22% off additional data packages, with Airalo. T&Cs apply.
- Get up to 8% off accommodation with Booking.com when you book on your credit card. Learn more.[@visainternational]
- Stay at luxury hotels worldwide with Visa Luxury Hotels, and get best rate guarantees, room upgrades, complimentary breakfast and more.[@visainternational]
- Get up to 12% off hotels and vacation rentals worldwide with Agoda.[@visainternational]
Enjoy more of the things you love
A range of rewards on shopping, eating out and more, worldwide.
- Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
- Enjoy 15% off 1 purchase at Amazon every month, up to AED 75. Find out more.
- Enjoy Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink at cinemas across the UAE[@cards-signature-cinema].
Your credit card also comes with
- Multi-trip travel insuranceComplimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days, including a certificate of insurance[@visainternational].
- Digital cardsAdd your HSBC Emirates Skywards Signature credit card to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.
- YQ Meet & AssistSave up to 30% on Airport Meet & Assist at over 450 locations worldwide.
- Purchase protectionShop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.[@visainternational]
- Airport dining offersSave at over 200 airport restaurants worldwide with DragonPass Dine & Travel[@visainternational]. App terms and conditions apply.
Things to know
Who can apply?
You don't need an account with us to apply for an HSBC Emirates Skywards Signature Credit Card, but you do need to:
- Earn at least AED 10,000 a month
- Be aged between 21 and 65
- Live in the UAE
Warning statements
You may have to pay penalties if you pay off a loan/financing early.
If you do not meet the repayments/payments on your loan/credit card/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit.
Get started
New to HSBC?
Check your eligibility online and get an approval in principle in just 5 minutes.
Once we've approved your application, your card could be with you within 24 hours.
Already an HSBC customer?
Apply for your card in minutes in the HSBC UAE app. Just open the app, scroll to 'Products & services', then select 'Apply for credit card'.
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Additional information
Visa is solely responsible for deciding the spend category of a transaction. Their classification is final.