Spend on the small things for big rewards
Collect Air Miles every time you spend and get a host of travel, entertainment and dining benefits whenever you spend with your Platinum Select card.
To apply, you'll need to transfer at least AED 5,000 a month (Subject to further eligibility
criteria) into an HSBC Personal Banking Account.
Rates
Cash withdrawals and purchases
44.28% APR (fixed)[@aproverduepayments]
Annual fee
AED 0
Get up to AED 800 cashback
Enjoy AED 600 when you apply for selected credit cards, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you apply for your first supplementary card and use it for one transaction.
Eligibility criteria and Terms and conditions apply (PDF, 161 KB). Offer valid from 1 May to 31 December 2024 inclusive.
Why get a Platinum Select Credit Card?
Earn rewards on all your spends
Earn rewards on all your credit card spends and exchange them for flights, hotels and more.
Interest free days
Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.
Balance transfers
Transfer balances from other credit cards in the UAE to your credit card and save on interest.
Careem Plus
Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.
Discover more Platinum Select features
Enjoy more of the things you love
A range of rewards on shopping, eating out and more, worldwide.
- Browse over 10,000 Buy 1 Get 1 Free offers on food deliveries, eating out, spa days and getaways with the HSBC ENTERTAINER app
- Get discounts at over 400 restaurants across the UAE when you pay with your credit card
- Enjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme.
Travel the world for less
Book holidays with your credit card for money off, and get extra airport privileges.
- Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel[@visainternational]. App terms and conditions apply.
- Get deals on shopping, travel, dining and more worldwide with home&Away.
Your Platinum Select card also comes with
- Cinema discountsBuy 1 Get 1 Free movie tickets every month, up to 25% off food and drink at cinemas across the UAE.
- Extended warranty on your purchasesAutomatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International.
- Purchase protectionShop confidently knowing your purchases are protected in full against theft or damage. Buyers Protection is offered by Visa International.
- Digital cardsAdd your HSBC UAE cards to your digital wallet for instant contactless purchases. You don't even need to wait for them to be delivered - just access your card details in the HSBC UAE app.
Things to know
Who can apply?
You can apply for a Platinum Select Credit Card if you:
- have a Personal Banking Account
- get or transfer at least AED 5,000 a month (Subject to further eligibility criteria) into the account
- are aged between 21 and 65
- live in the UAE
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Get started
New to HSBC?
Check your eligibility online and get an approval in principle in just 5 minutes.
Once we've approved your application, your card could be with you within 24 hours.
Already an HSBC customer?
Apply for your card in minutes in the HSBC UAE app. Just open the app, scroll to 'Products & services', then select 'Apply for credit card'.
Frequently asked questions
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