Recommend us to a friend, and we'll give you a cash bonus
You've already discovered the benefits of banking with us. Why not spread the word and refer a friend, too? We'll give you a referral bonus for every person who opens a new account.
- You recommend your friend to us and we give you a cash bonus (you'll need to bank with us already and they need to be new)
- If they become Premier or Advance customers with us, you'll get your bonus in 90 days
- Get a referral bonus for every person who opens a new account
- Get an extra bonus for Emirati friends who open an account
Offer ends 31 December 2024
Emirati referrals
Get AED 1,000 if they open a Premier Account, and AED 500 if they open an Advance Account
Your friend will get:
- Up to AED 4,000 cashback for opening a Premier account, or AED 2,000 for Advance. Terms and conditions apply
- Preferential interest rates on personal and home loans, with a high borrowing limit of AED 2 million for personal loans
- No fees for opening an HSBC account abroad, plus support with applying for an international mortgageFootnote link 2
What your friend will need to do:
- Premier: Transfer their monthly net salary of at least AED 30,000, or maintain a monthly average balance of AED 350,000
- Advance: Transfer their monthly net salary of at least AED 10,000, or maintain a monthly average balance of AED 100,000
Expat referrals
Get AED 500 for every friend who becomes a new HSBC Premier customer
Your friend will get:
- Personal loans at competitive rates
- Premier Mastercard Credit Card, with Air Miles Rewards, free HSBC ENTERTAINER app and no annual fee to pay
- Transfers between their global HSBC accounts in just 6 seconds
What your friend will need to do:
- Transfer their monthly net salary of at least AED 40,000 into the account OR
- Have a monthly average balance of at least AED 350,000 in savings and / or investments (or equivalent in any other currency)
Get AED 200 for every friend who becomes a new HSBC Advance customer
Your friend will get:
- Cash withdrawals at any bank ATM across the UAE and GCC for no fee (not available in Oman)
- Access to an optional overdraft of up to 1x your salary or AED 50,000 (whichever is lower), with no fees and no interest on the first AED 2,000 Footnote link 3 (product terms and conditions apply)
- Advance Mastercard Credit Card, with Air Miles Rewards, free HSBC ENTERTAINER app and no annual fee to pay
What your friend will need to do:
- Transfer their monthly net salary of at least AED 10,000 into the account OR
- Have a monthly average balance of at least AED 100,000 in savings and / or investments (or equivalent in any other currency)
Get started
Already an HSBC customer?
Ask for a callback and we'll contact you within 60 minutes so you can share your friend's details (make sure you have permission). We'll then contact them to discuss their account options.
We'll get back to you during working hours, Monday to Friday, 09:00 to 16:30. If you contact us outside of these times, we aim to get back to you on the next working day. Calls may be recorded for quality and training purposes.
New to HSBC?
Apply for an HSBC account so you can refer a friend.