About Zurich YourLife
If you live in the UAE, Zurich YourLife cover offers financial peace of mind to your loved ones, paying a lump sum if you pass away during the policy term.
What you get with a Zurich YourLife policy
Life coverage
Your loved ones will get up to AED 600,000 if you pass away during the policy term.
No medical tests
Get covered in 3 easy steps online, with no need to take a medical test. Once your policy is issued, any claims will follow the policy terms.
Immediate cover
Get covered as soon as your policy term starts.
Flexible terms
Choose cover that lasts 5, 10 or 15 years.
What's covered
| Type of cover | Life only | Life and accidental benefit[@yourlife90days] | Life, accidental death and aeroplane |
|---|---|---|---|
| Cash lump sum | Up to AED 600,000 | Up to AED 600,000 plus 50% as an additional single cash sum | Up to AED 600,000 plus 50% as an additional single cash sum, if the death is due to an aeroplane accident |
| Type of cover | Cash lump sum |
|---|---|
| Life only | Up to AED 600,000 |
| Life and accidental benefit[@yourlife90days] | Up to AED 600,000 plus 50% as an additional single cash sum |
| Life, accidental death and aeroplane | Up to AED 600,000 plus 50% as an additional single cash sum, if the death is due to an aeroplane accident |
Premium example
| Profile | Coverage requirements | YourLife Essential premium |
|---|---|---|
| 35 year-old male, non-smoker | AED 500,000 up to age 50 | Annually: AED 1,276 Daily: AED 3.5 |
| 35 year-old female, non-smoker | AED 500,000 up to age 50 | Annually: AED 987 Daily: AED 2.7 |
| Profile | 35 year-old male, non-smoker |
|---|---|
| Coverage requirements | AED 500,000 up to age 50 |
| YourLife Essential premium |
Annually: AED 1,276 Daily: AED 3.5 |
| Profile | 35 year-old female, non-smoker |
| Coverage requirements | AED 500,000 up to age 50 |
| YourLife Essential premium |
Annually: AED 987 Daily: AED 2.7 |
Things to know
Who can apply?
You can apply for Zurich YourLife if you:
- Are a UAE resident when you apply [@policylapse]
- Are aged 21 to 50
- Want cover for 1 person (the policy owner can only insure 1 life at any time)
- Already bank with us
Get started
Already bank with us? Log on to online banking to start your application with Zurich.
- Log on to online banking and select 'Apply for YourLife and YourCare' from the menu, under 'Quick links'.
- Select 'Continue' and you'll be redirected to Zurich's website.
- Select 'YourLife' if you're applying for term insurance, or 'YourCare' for critical illness cover.
- Enter your basic details and the type of cover you need to get a quote.
- Add the policy holder and beneficiary's details, then complete the eligibility questions.
- Upload your Emirates ID and complete your face verification.
- Pay your premium using a credit or debit card. Your policy will be sent to you once you're finished.
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