Just arrived in the UAE and need a credit card?
Getting a credit card can be a hassle when you move somewhere you don't have a credit record. But with HSBC, you can use your credit history from where you used to live to get a card here in your new home.
How we can help
Use your international credit history here in the UAE
As you're new here, you won't have built up any credit history in the UAE yet. But, with your permission, we can access your credit history from selected countries to help you apply for an HSBC UAE credit card.
Securely share your credit history when you apply
To access your international credit history, we've partnered with Nova Credit, the world's first cross-border credit bureau. Nova Credit works with some of the biggest lenders and financial services providers in the world, giving instant access to credit data from around the globe.
This service is seamlessly integrated into our credit card application process, helping to make your move to the UAE a smoother one.
Why use your international credit history when you apply for your card?
- Get a higher credit limitIf you have a good credit record, you could get a higher credit limit on your new card than you would otherwise.
- It's quick and easyAll you need to do is answer a few questions when you're applying for your credit card online or in our app.
- Increase your chances of approvalUsing your international credit history when you apply for your credit card can boost your chances of acceptance.
- It's free of chargeThere’s no charge for using your international credit history when you apply for a credit card with us.
How to use your international credit history when applying for your card
To use your international credit history, just apply for your credit card like normal.
- Apply online or in our app. If you're eligible for the service, we'll ask if you'd like to share your credit history.
- Enter a few basic details, like your address in the country where you used to live.
- Access your report. To do this, you may be asked a few verification questions or to enter a one-time password.
- That's it. We'll use the credit history you've shared to give you a decision on your card.
Ready to apply for a credit card?
New to HSBC UAE?
Check which cards you're eligible for and get an approval in principle in just 5 minutes. Once we've approved your application, your card could be with you within 24 hours.
Already a customer?
Find the right card for you and apply in minutes in the HSBC UAE app. Just open the app, scroll to 'Products & services', then select 'Apply for credit card'.
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