Black Credit Card

All proofs of ID, including your:

• passport
• Emirates ID
• residence visa if you're a non-GCC national

Proof you're a UAE resident. Choose one of the following:

• a tenancy agreement or EJARI
• title deeds if you’re a homeowner
• a utility bill no more than 2 months old

All proofs of income, including:

• the last 2 bank statements from the account your salary is paid into, or 2 salary credits into your HSBC account
• a salary certificate from your employer issued in the last month
   

If you're applying for an additional card, you'll also need to provide the passport and Emirates ID information for the additional cardholder.

Once you've been accepted, we'll also ask for a security cheque in the value of 120% of your credit facility. This doesn't apply for existing Premier or Global Private Banking customers.

Apply via callback

Request a callback and a member of our team will help you to apply for your card.

We'll get back to you during working hours, Monday to Friday, 09:00 to 16:30. If you contact us outside these times, we aim to get back to you on the next working day. We may record calls to help improve our service to you. 

You can pay your credit card at an HSBC branch or ATM:

Yes, you can pay your credit card using a Flexi instalment or cash instalment plan.

A Flexi instalment plan lets you convert big purchases you make with your credit card into smaller monthly payments. This option offers:

Apply for a plan on every eligible purchase in the HSBC UAE app.

A cash instalment plan lets you access cash up to your credit limit. You can apply online or by phone for competitive rates, with no need for proof of income.

You can also transfer balances from other credit cards in the UAE to your HSBC Credit Card and:

You can apply in online banking, by calling us or by using the instructions we send you. We'll call you within 2 working days.

A Balance Transfer fee applies. Pleese refer to the Schedule of Services and Tariffs for more details.

Enjoy peace of mind with complimentary insurance when you book trips with your Black or Global Private Banking card.

Travel inconvenience insurance

Get compensation if things go wrong when you travel, like delayed or lost bags, delayed or cancelled flights and more.

If you have Schengen or other visa requirements, you can generate a letter online quickly and easily. Find out more.

Medical cover

You'll get complimentary medical cover including personal accident, emergency medical evacuation and repatriation, medical emergency expenses and daily in-hospital cash benefit.

Rental collision and loss damage waiver

Get covered for physical damage to the rental vehicles, plus loss of use, theft, and natural calamities, vehicle towing and vehicle drop off charges.

For more information, call your concierge on 800-0444-0899.